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Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.
Here's How It Works
One: Choose Flex Pay as Your Payment Method
at checkout and enter your information.
Two: If Approved, Select the Payment Plan
that works best with your budget and complete your booking.
Three: Make Monthly Payments
Find out how you can start earning exclusive rewards today.
Participating Properties
Hotel
Aliz Hotel Times Square New York, NY
Aliz Hotel is conveniently located within walking distance of some of New York City's most well-known cultural attractions including Hudson Yards, the Theater District, Bryant Park, and the High Line. It features modern guest rooms with sweeping skyline views, an indoor cycling studio with Peloton bikes, and the highest open-air hotel bar and lounge in all of Manhattan.
Hotel
Hotel 48LEX New York New York, NY
Conveniently situated in Manhattan's Midtown East neighborhood, Hotel 48LEX offers a sophisticated guesthouse experience in the atmosphere of a residentially-styled, upscale boutique hotel. High-style accommodations, signature amenities, and thoughtful guest services combine to create an effortless and personalized experience. Right outside your door, experience unrivaled access to the very best of New York City, from world-class businesses, renowned landmarks, incredible shopping, art, theatre, and more. World-class luxury awaits at Hotel 48LEX.
Resort
Sea Crest Beach Resort Cape Cod, MA
Just steps from clear waters and miles from the ordinary, Sea Crest Beach Resort offers a unique waterfront getaway in North Falmouth. Upper Cape Cod's only beachfront hotel, this luxury resort boasts breathtaking sunsets, white sandy beaches, spacious rooms, suites and cottages, premier dining, and flexible event space. Enjoy family-friendly activities on the beach and on-site water sport rentals or lounge by the pool with a drink in hand after exploring one of the scenic nature trails nearby.
Resort
The Sanctuary Beach Resort Monterey Bay, CA
Retreat to this serene, lavish oceanside hotel situated on the grand Pacific Ocean. The Sanctuary Beach Resort offers a haven of tranquility, privacy, and spectacular views perfect for all travelers. Just minutes from the Monterey Bay area, a vast variety of unique attractions and activities are at your fingertips. On-site amenities satisfy guests' desires for both nature as well as luxury, including pampering at the Spa, dining at Salt Wood Kitchen & Oysterette, sunset bonfires, and coastal hikes.
Hotel
The Plaza Hotel Pioneer Park El Paso, TX
Standing 17 stories high, The Plaza has shaped the El Paso skyline since it originally opened its doors in the 1930s. The Plaza was one of Conrad Hilton's first and best-performing hotels at its inception, hosting everyone from locals to politicians to Hollywood stars like Elizabeth Taylor. Recently reopened, this iconic building was remade into a 130-room boutique hotel, including a modern Mexican restaurant and a rooftop bar overlooking the mountains of Mexico and New Mexico.
Hotel
The Ambrose Hotel Santa Monica, CA
The intimate boutique style and award-winning eco-friendly innovations of this uniquely crafted Santa Monica hotel set it apart from others. The Ambrose is just one block from the Wilshire business district and a five-minute drive to the Pacific Ocean and Third Street Promenade. Whether you're visiting for business or leisure, personalized services and friendly staff will ensure each moment of your stay is quiet, relaxing, and enjoyable.
Hotel
Capitol Hill Hotel Washington, DC
Blending Federal-style elements with chic modernity, Capitol Hill Hotel features some of the largest suites in Washington, D.C. With rich Americana style, the suites feature thoughtful amenities such as kitchens or kitchenettes, ample closet space, and large work desks with ergonomic chairs, ideal for an extended business stay or a fun family getaway. As one of the closest D.C. hotels to the National Mall, Capitol Hill Hotel also offers easy access to a number of nearby landmarks, museums, restaurants, colleges, and universities.
Hotel
NU Hotel Brooklyn Brooklyn, NY
NU Hotel is a vibrant community-driven destination with inspiring guest rooms and convenient access to Manhattan and the best of Brooklyn. The hotel's refined aesthetic evokes a progressive art gallery - minimalist but with striking accents of color, texture, and space. You'll find thoughtfully designed spaces filled with creative touches, like locally themed murals hand-painted by local artists and comfortable hammocks perfect for daydreaming.
Hotel
The Whitney Hotel Boston, MA
Balancing the vibrancy of the city with an idyllic location, The Whitney offers easy access to the city's best attractions while also providing an escape from the hustle. Guests are greeted with generous hospitality and cultured comforts, including refined guestroom amenities, a lush courtyard garden, and a Mediterranean-inspired restaurant. Reflecting the residential charm of its surrounding neighborhood, the hotel ensures comfort reigns supreme so travelers feel understood, indulged, and instantly at home.
Hotel
The Tillary Hotel Brooklyn, NY
The Tillary Hotel's views of the Manhattan Bridge and effortless, chic style make it an unmissable place to stay. It comes with everything you would expect in a world-class hotel, located steps away from the top things to do in downtown Brooklyn. A unique blend of old-world charm, modern amenities, and vibrant spirit reflects the atmosphere of the borough while letting you rest and recuperate high above it.
Flex Pay
What is Flex Pay?
Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to check out, just select “Flex Pay” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
I purchased a trip using Flex Pay, can I travel before it’s paid off?
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.
How do I apply?
Shop for your items and add them to your cart just like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.
How are my loan term offers determined?
We look at a number of factors, including your credit information, purchase details, and more.
How do I make installment payments?
You can make a payment anytime by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.
Uplift recommends that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Uplift anytime by visiting upgrade.com/pay.
What are the advantages of using Flex Pay vs a credit card?
While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Flex Pay, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.
What happens to my loan if I cancel my travel plans?
You’ll need to initiate any cancellations with the travel provider first. If the travel provider’s cancellation policy allows for a refund, we’ll update your account after the cancellation is fully processed. If you are not eligible for a refund from the travel provider, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.
How long does it take for you to apply a refund to my account?
Once Flex Pay receives a refund from the merchant, we will apply the full amount to your account balance within 10 days.
If you receive a refund for more than the balance owed on your account, Flex Pay will credit back all remaining funds to the method of payment used to make the initial payment. In the event that you no longer have that method of payment (e.g., you used a card that is no longer valid), we will work with you to issue an electronic refund through Zelle.
How do I receive a refund?
You’ll need to initiate any cancellation or returns with the merchant first. If you are eligible for a refund from the merchant based on their refund policy, we will apply the refunded amount to your account balance and credit back all remaining funds to your method of payment used to make the initial payment. In the event that you no longer have that method of payment (e.g., you used a card that is no longer valid), we will work with you to issue an electronic refund through Zelle.
If you receive a refund for less than the balance owed, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.
Does checking my rate impact my credit score?
US Residents: When you check your eligibility, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Flex Pay does not perform a hard credit inquiry.
Canadian Residents: When you check your eligibility a “soft” credit inquiry occurs to verify your identity and determine your eligibility. A soft credit inquiry doesn’t affect your credit score. However, when you submit an application, a hard credit inquiry will be placed, which may impact your credit score.
How do I contact Customer Support?
The Flex Pay Customer Support team is available seven days a week from 5:00 AM to 7:00 PM (PST) at (844) 257-5400. You can also send an email to [email protected], or message Uplift in your Member Portal at upgrade.com/pay.
When booking a resort, what's included in my Flex Pay offer?
When paying for a hotel booking with Flex Pay, your loan will cover your room rate, taxes, fees and add ons listed on the booking confirmation page.
When booking a resort, does my offer cover additional resort charges?
While Flex Pay never charges any fees, your resort may charge additional fees during your stay for amenities such as resort fees, parking, and WiFi. For more information, please review the resort’s website or contact the resort directly.
Disclosure: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay are offered by these lending partners: Lenders. Privacy Policy. Terms of Use. Flex Pay’s Address: 275 Battery St 23rd floor, San Francisco, CA 94111.
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